Family1® branded Whole Life Insurance Products
Our Whole Life Insurance Products include:
Full Benefit Life Insurance With Cash Value – This policy provides a level amount of life insurance coverage plus a cash value component that you can borrow for life’s emergencies. This product is available for people in good health. (Unrepaid loans will lower the amount of death benefit paid.)
Full Benefit Life Insurance – No Cash Value – This policy provides a level amount of life insurance coverage with lower premiums than for a Cash Value insurance product. This product is available for people in good health.
Graded Benefit Life Insurance – No Cash Value – This policy provides a reduced amount of life insurance coverage that increases incrementally during the first two years. At the end of two years with the policy in full force, the full benefit will be paid out upon death of the insured. This product is available for people in poor to moderate health.
As with most insurance policies, our whole life application uses a simple health assessment to determine the right product for you. Insurance policies contain limitations and conditions, so be sure to review your policy language carefully. Ask your Texas Service Life insurance agent for more details or answers to any questions. To keep any policy in force, your premiums will need to be paid as scheduled.