Whole Life Insurance

Family1® Whole Life Insurance Products

Texas Service Life offers whole life policies with level premium payments that are guaranteed never to increase.
How It Works
  • Whole Life Insurance provides lifelong protection for you and your family.
  • Policy premiums are payable during the life of the insured person.
  • Your coverage will remain in effect as long as you stay current with your premium payments and comply with other policy terms and conditions.
Why Do you Need It?
  • It protects your family from expenses that occur due to the unexpected.
  • While the cost of a funeral is not frozen, it does provide the most coverage for your monthly payment.
  • Offers a guaranteed death benefit payout so you have money to pay for the funeral and any other bills.

Our Whole Life Insurance Plans include:

Full Benefit Life Insurance  With Cash Value – This plan provides a level amount of life insurance Coverage PLUS a savings component in the form of a cash value, that you can access for life’s emergencies. This plan is available for people in good health.

Full Benefit Life Insurance – No Cash Value – This plan provides a level amount of life insurance Coverage with lower premiums than for Cash Value Insurance. This plan is available for people in good health.

Graded Benefit Life Insurance – No Cash Value – For individuals in poor to moderate health, this plan provides a reduced amount of life insurance Coverage in the first two years.  Once the graded period is complete, you are guaranteed a death benefit in the amount of the policy.

As with most insurance policies, TSL conducts a simple health assessment to determine the right plan for you.  Our policies may contain some limitations and conditions for keeping them active in order provide the appropriate coverage.  To keep your coverage active, your policy premiums should be paid as scheduled. Contact one of our TSL Representatives for more details.

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