Family1® Whole Life Insurance Products
Our Whole Life Insurance Plans include:
Full Benefit Life Insurance With Cash Value – This plan provides a level amount of life insurance Coverage PLUS a savings component in the form of a cash value, that you can access for life’s emergencies. This plan is available for people in good health.
Full Benefit Life Insurance – No Cash Value – This plan provides a level amount of life insurance Coverage with lower premiums than for Cash Value Insurance. This plan is available for people in good health.
Graded Benefit Life Insurance – No Cash Value – For individuals in poor to moderate health, this plan provides a reduced amount of life insurance Coverage in the first two years. Once the graded period is complete, you are guaranteed a death benefit in the amount of the policy.
As with most insurance policies, TSL conducts a simple health assessment to determine the right plan for you. Our policies may contain some limitations and conditions for keeping them active in order provide the appropriate coverage. To keep your coverage active, your policy premiums should be paid as scheduled. Contact one of our TSL Representatives for more details.